Savings Rates

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Savings

Smart Savings

Minimum to open
$50.00
Tiers
3
Up to 3.75% APY *
Balances up
to $10,000**
  • Minimum To Open Account Balance APY*
  • $50.00 $0.00–$10,000.00 3.75%
  • $50.00 $10,000.01–$25,000.00 3.75%–3.00%
  • $50.00 $25,000.01+ 3.00%–0.75%

Platinum Savings

Minimum to open
$50.00
Tiers
4
Up to 3.75% APY *
Balances of
$100,000 to $5 million***
  • Minimum To Open Account Balance APY*
  • $50.00 $0.00–$25,000.00 2.50%
  • $50.00 $25,000.01–$99,999.99 3.50%
  • $50.00 $100,000.00–$5,000,000.00 3.75%
  • $50.00 $5,000,000.01+ 2.50%

Statement Savings

Minimum to open
$50.00
Tiers
2
Up to 0.10% APY *
  • Minimum To Open Account Balance APY*
  • $50.00 $0.00–$249.99 0.00%
  • $50.00 $250.00+ 0.10%

Start Smart Savings

Minimum to open
$25.00
Tiers
2
Up to 3.75% APY *
Balances up to
$10,000****
  • Minimum To Open Account Balance APY*
  • $25.00 $0.00–$10,000.00 3.75%
  • $25.00 $10,000.01+ 0.75%

No Overdraft Savings

Minimum to open
$25.00
Tiers
2
Up to 0.10% APY *
  • Minimum To Open Account Balance APY*
  • $25.00 $0.00–$249.99 0.00%
  • $25.00 $250.00+ 0.10%

Passbook Savings

Minimum to open
$25.00
Tiers
1
Up to 0.10% APY *
  • Minimum To Open Account Balance APY*
  • $25.00 $0.00+ 0.10%

Premier Savings

Minimum to open
$5,000.00
Tiers
5
Up to 1.40% APY *
Balances of
$100,000.01 to $5 million +
  • Minimum To Open Account Balance APY*
  • $5,000.00 $0.00–$100,000.00 1.20%
  • $5,000.00 $100,000.01–$250,000.00 1.40%
  • $5,000.00 $250,000.01–$3,000,000.00 1.40%
  • $5,000.00 $3,000,000.01–$5,000,000.00 1.40%
  • $5,000.00 $5,000,000.01+ 0.30%

Disclosures

  • *Annual Percentage Yields (APY) are accurate as of 11/03/2026 @ 6:01:11 AM and are subject to change without notice. Rate may change after account opening. Fees may reduce earnings. Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.
  • **3.75% Annual Percentage Yield on Smart Savings balances up to $10,000. Balances between $10,000.01 and $25,000 will earn an APY ranging from 3.75% to 3.00% based on a rate of 2.47% and balances $25,000.01 and above will earn an APY ranging from 3.00% to 0.75% based on a rate of 0.75%. All rates are accurate as of 8/14/26 and are subject to change without notice. Fees may reduce earnings. Ask for an Account Information Schedule for deposit account details. $50 minimum to open. A valid Everything Checking Account is required to open and maintain a Smart Savings Account and the rates for Smart Savings require Everything Checking with eight qualifying monthly posted payments. Limit one Smart Savings Account per customer. For Dollar Bank’s Pennsylvania market only.
  • ***2.50% Annual Percentage Yield on Platinum Savings balances up to $25,000. Balances between $25,000.01 and $99,999.99 earn 3.50% APY, balances between $100,000 and $5,000,000 earn 3.75% APY and balances $5,000,000.01 and above earn 2.50% APY. All rates are accurate as of 8/14/26 and are subject to change without notice. Platinum Savings must include a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Fees may reduce earnings. Ask for Account Information Schedule for deposit account details. $50 minimum to open. The rates for Platinum Savings require a linked qualifying checking account with eight qualifying monthly posted payments. Limit one Platinum Savings Account per customer. For Dollar Bank’s Pennsylvania market only.
  • ****3.75% Annual Percentage Yield on Start Smart Savings balances up to $10,000. Balances $10,000.01 and above will earn 0.75% APY. All rates are accurate as of 3/12/26 and are subject to change without notice. Fees may reduce earnings. Ask for an Account Information Schedule for deposit account details. $25 minimum to open. In order to qualify for Start Smart Savings, one authorized signer on the account must be between the ages of 13 and 24. If an authorized signer is under the age of 18, a parent/guardian over the age of 18 must be a co-owner on the account. Once all authorized signers reach the age of 25, the savings account will be converted to a qualified savings account based on whether it is linked to a checking account and the activity of the checking account. Limit one Start Smart Savings Account per customer. For Dollar Bank's market areas only.
  • +1.20% Annual Percentage Yield on Premier Savings balances up to $100,000. Balances between $100,000.01 and $5,000,000 will earn 1.40% APY and balances $5,000,000.01 and above earn 0.30 % APY. All rates are accurate as of 4/3/26 and are subject to change without notice. Fees may reduce earnings. Ask for an Account Information Schedule for deposit account details. $5,000 minimum to open. $20,000 average monthly balance must be maintained in order to avoid a monthly fee. The rates for Premier Savings require a linked qualifying checking account with six qualifying monthly posted payments. Limit one Premier Savings Account per customer. For Dollar Bank’s Pennsylvania market only.

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