Platinum Savings
Start earning more now — up to 3.75% APY. That's more than 10X the national savings rate.*
Get ready for your savings to really add up.
Get ready for your savings to really add up.
- $25,000 new money minimum
- Two no-fee withdrawals or transfers per month
- Pairs well with Everything Checking, Free Checking or No Minimum Checking
How to avoid bank usage fees in this account:
- Maintain a $25,000 average monthly savings balance
Account benefits
Early Pay
Get paid up to two days early.**
Find an ATM near you
As part of the Allpoint® ATM Network, access 55,000 free ATMs at convenient locations like Target®, Walgreens® and CVS®. ***
Online Banking
Bank online or on the Dollar Bank Mobile App.
Transfers
Maximize your savings with easy transfers from your checking account.
Mobile Deposit
Deposit checks with a few taps on your phone.
Help when it's needed.
You'll also receive support from Dollar Bank's Blue Crew to help with your digital banking questions as you use your account. You can schedule an appointment to meet with us or find assistance on your own with our Be Dollar Wise blogs.
FAQs
Yes - a Platinum Savings Account has the safety of FDIC insurance. The standard deposit insurance amount is $250,000 per depositor, per FDIC-insured bank, per ownership category.
Interested in Platinum Savings but cannot meet the new money requirement? Learn more about our Premier Savings Account!
Have less than $25,000 saved? Check out our Smart Savings Account!
You can compare Dollar Bank's savings accounts online with our savings account comparison chart.
Our Platinum Savings Account Information Schedule is available online.
Disclosures
*2.50% Annual Percentage Yield on Platinum Savings balances up to $25,000. Balances between $25,000.01 and $99,999.99 earn 3.50% APY, balances between $100,000 and $5,000,000 earn 3.75% APY and balances $5,000,000.01 and above earn 2.50% APY. All rates are accurate as of 10/9/26 and are subject to change without notice. Platinum Savings must include a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Fees may reduce earnings. Ask for Account Information Schedule for deposit account details. $50 minimum to open. The rates for Platinum Savings require a linked qualifying checking account with eight qualifying monthly posted payments. Limit one Platinum Savings Account per customer. For Dollar Bank’s Pennsylvania and Maryland market areas only. National average comparison was based on rates as reported at FDIC.gov on 9/21/26.
**Early Pay is available for retail account customers in good standing who set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension or government benefits). The timing of when a transaction is credited is based upon when the payer submits the payment instructions to Dollar Bank. Early Pay is not a guarantee that you will receive your direct deposit earlier than your scheduled pay date and Early Pay may be delayed due to unanticipated circumstances.
***Surcharges from other banks not in the Allpoint or Freedom Alliance networks may apply when using your debit Mastercard® or ATM card.
CVS is a registered trademark of CVS Pharmacy, Inc. Target is a registered trademark of Target Brands, Inc. Walgreens is a registered trademark of Walgreen Co.