Interest Rates and Interest Charges

Fees

Information is current as November 1, 2026 and may change thereafter. For details call 1-800-242-2265.

How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). See your account agreement for more details. 
Loss of Introductory APR: We may end your introductory APR if your payment is more than 30 days past due. Your regular rate will then apply. 
Your APR May Vary: The rate for purchases is calculated by adding 5.99% to the Prime Rate. The rate for cash advances is calculated by adding 8.99% to the Prime Rate. The Prime Rate is defined as the highest Prime Rate published in the Wall Street Journal on the 10th day of the calendar month prior to your billing cycle.
Cash Back Rebate Terms and Conditions: Rebates are calculated as 1.25% of net monthly purchases (total purchases less credit and returns), which will be displayed on Periodic Billing Statements as “Cash Back Rebate.” There is no annual maximum rebate. Open accounts that are not in default under this Agreement or otherwise restricted will accumulate rebates; however the Cash Back Rebate Amount must be at least $25.00 before distribution will be made. Rebates may be available for redemption following each billing cycle and can be deposited directly into Company’s Dollar Bank checking account (if Company maintains a Dollar Bank debit card) or the rebate can be applied as a credit to the Credit Card Account. Distributions will be based on the rebate balance on the most recent periodic statement. Accounts that are in default or otherwise restricted are not eligible for distributions. If an account is closed for any reason, all accumulated Cash Back Rebates for that account will be forfeited. The account holder is responsible for any taxes on Cash Back Rebates. Dollar Bank reserves the right to cancel or otherwise change the terms applicable to the Cash Back Rebate program at any time with 30 days prior written notice.