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IRAs

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Find the right IRA for you

Dollar Bank has a variety of IRAs available to suit your individual saving goals. Our banking experts can help you decide which IRA best meets your needs. FDIC insurance applies to IRAs. See FDIC.gov for more information.

We have IRAs to help you reach your short-term and long-term savings goals.

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View Account and Fee Information

Compare IRAs accounts
Bump-Up CD IRA

Competitive rate now, with the option to bump up if rates rise.
CD Ladder IRA

A high blended rate with regular access to your money.
Relationship CD IRA

Our highest CD rates when paired with Everything Checking.
Traditional Term IRA

Lock in competitive interest on terms from 6 months to 10 years.
IRA Money Market Account

The freedom to access your money whenever you want without losing interest earning potential.
IRA Premium Money Market Account

Choose when you want to make deposits and how much to contribute.
Bump-Up CD IRA

Competitive rate now, with the option to bump up if rates rise.
CD Ladder IRA

A high blended rate with regular access to your money.
Relationship CD IRA

Our highest CD rates when paired with Everything Checking.
Traditional Term IRA

Lock in competitive interest on terms from 6 months to 10 years.
IRA Money Market Account

The freedom to access your money whenever you want without losing interest earning potential.
IRA Premium Money Market Account

Choose when you want to make deposits and how much to contribute.


Which IRA option is best for you? 

Compare the differences between a Traditional and Roth IRA.*


  Traditional IRARoth IRA
Am I eligible to contribute?Yes, if you and/or your spouse has earned incomeYes, if you and/or your spouse has earned income and it's within certain limits
How much can I contribute?Standard contribution limits are up to $6,500 a year ($7,500 if 50 years of age or older) for individuals and $13,000 a year for married couples, even if only one spouse has earned income ($6,500 per spouse or $7,500 if 50 years of age or older)Standard contribution limits do not exceed $6,500 a year ($7,500 if 50 years of age or older) for individuals and $13,000 a year for married couples ($6,500 per spouse or $7,500 if 50 years of age or older)
How long can I contribute?As long as you have earned income, you can contribute to your IRAAs long as you have earned income, you can contribute to your IRA
Are my contributions tax-deductible?Tax-deductible contributions depend upon participation in employer-sponsored retirement plans and income levelsNo
Are my earnings tax-deferred?YesYes

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Dollar Bank representatives are available Monday - Friday from 8:00 AM - 8:00 PM and Saturday from 9:00 AM - 3:00 PM.
Email us: customerservice@dollarbank.com

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Disclosures

*Dollar Bank does not provide legal, tax or accounting advice. Consult your personal tax advisor for more information.