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With a Home Equity Term Loan you can select the options for your loan. Get a high borrowing amount, a lower interest rate or a longer payment term to reduce your monthly payment. A Home Equity Loan is a secured loan, and the interest paid may be tax deductible.*

Home equity is the difference between the current market value of your home and the amount you still owe on any mortgage or loan that are secured by your home. The borrowing amount is determined by calculating the value of your house and subtracting the mortgage amount and any other outstanding loans that are secured by your home.

Our Home Equity Term Loan has a fixed rate and a fixed monthly payment for the entire term of the loan. This provides easy budgeting and protection against rate fluctuations.

 For details or to apply, call 1-800-242-BANK or your local office or loan center.

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