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With a Home Equity Loan you can select the options for your loan. Get a high borrowing amount, a lower interest rate or a longer payment term to reduce your monthly payment. Your rate and payments will be fixed for the term of your loan until the balance is paid off. This provides easy budgeting and protection against rate fluctuations.  A Home Equity Loan is a secured loan, and the interest paid may be tax deductible.*

Home equity is the difference between the current market value of your home and the amount you still owe on any mortgage or loan that are secured by your home. The borrowing amount is determined by calculating the value of your house and subtracting the mortgage amount and any other outstanding loans that are secured by your home.

A fixed Home Equity Loan is a good option for a one-time borrowing need such as home improvements, refinancing your mortgage or debt consolidation.  Because of the shorter terms, you'll build equity faster and pay off the loan earlier.  You'll also save money on reduced closing costs.

Use our Home Equity Loan calculators to help you determine if a Home Equity Loan is right for your borrowing needs:

View Our Home Equity Video Library For More Helpful Information

 For details or to apply, talk to one of our Loan Experts, call 1-800-242-BANK or your local office or loan center.

Dollar Bank is on your side. That’s our promise to our communities. Just one example is the fact that your local Dollar Bank Loan Experts are non-commissioned and dedicated to servicing your needs above all else.
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