Personal » Banking » Checking

Account Information Schedule

 

Everything Checking

Annual Percentage Yield: The Annual Percentage Yield reflects the current interest rate and the effect of interest compounding. The interest rate and Annual Percentage Yield may change at any time at the Bank's discretion.

Compounding and Crediting: Interest on this account will compound monthly and be credited on the monthly statement date.

Account Closing: Accrued but uncredited interest will not be paid if the account is closed prior to the next interest credit date.

Minimum to Open: The minimum balance required to open this account is $50.

Balance for Interest: Interest will be calculated on the daily collected balance in the account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Noncash Deposits: Interest on this account will begin to accrue on the day that Dollar Bank receives credit for noncash deposits, such as checks.

Monthly Service Fee

A monthly service fee of $5.00 will be charged unless one of the following requirements was met in the previous calendar month:

  • Six payments via check, Online Banking bill payments, Telephone Banking bill payments, ACH debit, or Point of Sale transactions (both signature or PIN based) posted to the account.
  • Checking Average Monthly Collected Balance of $2,500 was maintained.

MONTHLY ACCOUNT STATEMENT OPTIONS:

Electronic Statements Free
Statements with Imaged Checks $3.00 per month

Maintaining a $2,500 Average Collected Balance in the Checking Account during the previous calendar month waives the statement fee.

Electronic Banking Fees via Use of a Banking Card

There is no charge for banking card usage.  Surcharges by other banks may apply.

Unless otherwise noted, the daily limit for ATM cash withdrawals is $500 per banking card, and the daily limit for POS purchases is $2,500 per banking card.

Automatic Transfer and/or Overdraft Protection

If you have signed up for the Automatic Transfer Overdraft Protection service in conjunction with a Everything Checking account, a charge of $10 per item will be assessed on any transfers from a savings account initiated to cover checks, pre-authorized charges, debit card transactions, or Point-of-Sale transactions that would, if honored by the Bank, overdraw the checking account. There is no annual fee for this service when used in conjunction with an Everything Checking account.

PLEASE CLICK HERE TO REFER TO THE “OTHER ACCOUNT FEES” DOCUMENT which is incorporated by reference.

ALL FEES SUBJECT TO CHANGE


Free Checking

Minimum to Open: The minimum balance required to open this account is $50.

MONTHLY SERVICE FEE:

There is no monthly service fee for this account and no minimum balance requirement.

MONTHLY ACCOUNT STATEMENT OPTIONS:
Electronic Statements are required for Free Checking. Failing to meet this requirement will result in the checking account being converted to No Minimum Checking.

Electronic Banking Fees via Use of a Banking Card

The following fees will be charged for banking card use unless one of the savings account balance requirements described below under HOW TO AVOID FEES is maintained. These fees are charged on the 1st of the calendar month for activity during the previous calendar month.

Dollar Bank ATM Deposit, Withdrawal, or Transfer No charge
Mastercard Point of Sale (POS) Purchase (Signature-based) No charge
Point of Sale (POS) Purchase (Pin-based) No charge
Foreign (Non-Dollar Bank) ATM Activity $2.50

Unless otherwise noted, the daily limit for ATM cash withdrawals is $500 per banking card, and the daily limit for POS purchases is $2,500 per banking card.

How to Avoid Fees

Maintaining the balance requirement in a linked Statement Savings or designated Passbook Savings Account will waive the banking card activity fees for the checking account. Please see the ACCOUNT INFORMATION SCHEDULES for those accounts for specific balance requirements.

PLEASE CLICK HERE TO REFER TO THE “OTHER ACCOUNT FEES” DOCUMENT which is incorporated by reference.

ALL FEES SUBJECT TO CHANGE


No Minimum Checking

Minimum to Open: The minimum balance required to open this account is $50.

Monthly Service Fee

A monthly service fee of $3.00 will be charged on the 1st day of each calendar month.

MONTHLY ACCOUNT STATEMENT OPTIONS:

   
Statements with Imaged Checks Free
Statements with Check Safekeeping Free
Electronic Statements Free

Accounts with Electronic Statements will be renamed Free Checking.

Electronic Banking Fees via Use of a Banking Card

The following fees will be charged for banking card use unless one of the savings account balance requirements described below under HOW TO AVOID FEES is maintained. These fees are charged on the 1st of the calendar month for activity during the previous calendar month.

Dollar Bank ATM Deposit, Withdrawal, or Transfer No charge
Mastercard Point of Sale (POS) Purchase (Signature-based) No charge
Point of Sale (POS) Purchase (Pin-based) No charge
Foreign (Non-Dollar Bank) ATM Activity $2.50

Unless otherwise noted, the daily limit for ATM cash withdrawals is $500 per banking card, and the daily limit for POS purchases is $2,500 per banking card.

How to Avoid Fees

Maintaining the balance requirement in a linked Statement Savings or designated Passbook Savings Account will waive the banking card activity fees for the checking account. Please see the ACCOUNT INFORMATION SCHEDULES for those accounts for specific balance requirements.

PLEASE CLICK HERE TO REFER TO THE “OTHER ACCOUNT FEES” DOCUMENT which is incorporated by reference.

ALL FEES SUBJECT TO CHANGE


No Overdraft Checking

Annual Percentage Yield: This is a non-interest bearing account.

Minimum to Open: The minimum balance required to open this account is $25.

Monthly Service Fee

A monthly service fee of $5.00 will be charged on the 1st day of each calendar month. The monthly service fee can be reduced to $2.00 per month for customers who have a qualifying checking relationship. Please ask a branch representative for a current list of qualifying checking accounts.

MONTHLY ACCOUNT STATEMENT OPTIONS:

Electronic Statements Free
Paper Statements $3.00 per month

Electronic Banking Fees via Use of a Banking Card

The following fees will be charged for banking card use. These fees are charged at the time of the transaction.

Dollar Bank ATM Deposit, Withdrawal, or Transfer No charge
Allpoint and Freedom ATM Withdrawal No charge (with debit MasterCard)
All Other(Non-Dollar Bank) ATM Activity $2.50
Mastercard Point of Sale (POS) Purchase (Signature-based) No charge
Point of Sale (POS) Purchase (Pin-based) No charge

Unless otherwise noted, the daily limit for ATM cash withdrawals is $500 per banking card, and the daily limit for POS purchases is $2,500 per banking card.

Important Information

There are no bank overdraft fees on this account.  Certain transactions are not subject to decline.  If any such transactions causes a negative balance, no overdraft fee will apply.

There is no check writing on this account.

Automatic Transfer and/or Overdraft Protection

If you have signed up for the Automatic Transfer Overdraft Protection service in conjunction with a No Overdraft Checking Account, a charge of $10 will be assessed on any transfers from a savings account initiated to cover checks, pre-authorized charges, debit card transactions, or Point-of-Sale transactions that would, if honored by the Bank, overdraw the checking account. There is no annual fee for this service when used in conjunction with a No Overdraft Checking Account.

PLEASE CLICK HERE TO REFER TO THE “OTHER ACCOUNT FEES” DOCUMENT which is incorporated by reference. Note that Overdraft Fees listed do not apply to No Overdraft Checking Accounts.

ALL FEES SUBJECT TO CHANGE

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1-800-242-2265
Dollar Bank representatives are available Monday - Friday from 8:00 AM to 8:00 PM.

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Dollar Bank serves areas surrounding northeast Ohio, western Pennsylvania and the Hampton Roads community in Virginia.

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