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Personal » Borrowing » Credit Cards

Low Interest Rate Credit Card

Dollar Bank offers one of the best low interest rate credit cards with no annual fee around, plus much more - see below!

Save Money with a Low Interest Rate Credit Card!

 Sample Credit Card – Pittsburgh SkylineSample Credit Card – Cleveland SkylineSample Credit Card – Hampton Roads Skyline


First enjoy:

  • 0% APR 6-month introductory rate on purchases
  • 0% APR 6-month introductory rate on balances transfers

Then continue to save money with:

  • After the introductory period ends, enjoy a low regular rate of Prime + 5.99% APR, currently 9.24%
  • No annual fee


  • Fast and easy application by mail, phone or online
  • Ability to view and pay your Mastercard® account online with free Dollar Bank Online Banking
  • Mastercard checks to make purchases on your account where credit cards are not accepted and for balance transfers from other high interest credit cards
You can also protect yourself with Dollar Bank's Card Control.  This FREE app lets you decide how, when and where your cards are available for use - allowing you to stay in control of your accounts. Card Control works with your Dollar Bank personal and business debit and credit cards.

Use our Debt Management Calculators to:

Peace of Mind

  • 24/7 Mastercard® Assistance Center toll-free at 1-800-307-7309
  • Emergency Card Replacement and Cash Disbursement
  • Lost/Stolen Card Reporting
  • Zero Liability Protection*
  • Card Control
  • FREE Mastercard® ID Theft ProtectionTM**
  • Optional Credit Life Insurance protects your family from the responsibility of up to $100,000 in credit card debit***
  • MasterRental
  • Access to your account information 24/7 by calling 1-800-345-3655


To request an application or apply over the phone, call 1-800-447-2823.

Please read the Dollar Bank Low Rate Credit Card disclosure information below, or click here to read the full Low Rate Credit Card disclosure.

Interest Rates and Interest Charges



Annual Percentage Rate (APR) for Purchases

0.00% APR Introductory Rate for the first 6 months. 

After that, your APR will be 9.24%.
This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

0.00% APR Introductory Rate for the first 6 months. 

After that, your APR will be 9.24%.
This APR will vary with the market based on the Prime Rate. 

APR for Cash Advances

This APR will vary with the market based on the Prime Rate.

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Finance Charge

If you are charged interest, the charge will be no less than $0.50.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at:




Annual Fee


Transaction Fees

- Balance Transfer


- Cash Advance

- Foreign Transaction


Either $5.00 or 1% of the amount of the transfer, whichever is greater, for the first six months.
Then $5.00 or 3% of the transfer, whichever is greater. Maximum fee is $150.00. 

Either $5.00 or 3% of the cash advance, whichever is greater.

3% of the $US value of each transaction. $0.50 minimum.

Penalty Fees

- Late Payment

- Returned Payment


Up to $35.00

Up to $35.00

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