What Are the Ability-to-Repay and Qualified Mortgage Rules?

Effective January 10, 2014, guidelines set by the Consumer Financial Protection Bureau were implemented to help protect borrowers from taking on high-risk mortgages or mortgages they may not be able to repay.

  Learn More »

What Do the Ability-to-Repay and Qualified Mortgage Rules Mean for Borrowers?

These mortgage regulations could mean that borrows may not have as many lender options when choosing a mortgage.

  Learn More »

What if I Don’t Meet the Ability-to-Repay and Qualified Mortgage Rules?

You have options if you don’t fall within the Qualified Mortgage guidelines. There are lenders that do not sell their mortgages; therefore they have more say in the types of mortgages offered and their mortgage approval guidelines.

  Learn More »

How Much House Can I Afford?

Deciding to buy a house is the beginning of an exciting time in your life. There’s so much to think about: neighborhoods, school districts and styles of homes to name a few.

  Learn More »

Would You Like to Buy a Home, But Think You Can’t Afford it?

You’d like to buy a home, but your financial situation has you worried. You’re not alone. It frequently takes time to put yourself in a position to purchase a home. After all, lenders have guidelines they follow when making mortgages.

  Learn More »

Want to Buy a Home? Dollar Bank’s Home Ownership Program Can Help

For more than 160 years, Dollar Bank has been helping families realize their dreams. It’s our goal to provide you with the resources to help you obtain a mortgage and realize the dream of owning your own home.

  Learn More »

Mortgage Application Made Easy

Whether you’re buying a new home or refinancing your existing home, applying for a mortgage can be both exciting and confusing. Once you have selected a lender, you’ll need to set up a time with a mortgage officer to complete an application.

  Learn More »

Qualifying for a Mortgage Loan: How Lenders Think

When you apply for a mortgage, you may feel as though your fate is in the lender’s hands. You need to know the answer to the big question: Will my application be approved?

  Learn More »

Understanding the Importance of Good Credit When Buying a Home

For most people, purchasing a home is the largest single investment they will ever make. Determining the size of the home, its location and how much it will cost requires careful thought and planning prior to the purchase.

  Learn More »

Mortgage Options: Features and Benefits

There are many types of mortgage loans available today, and one of them is sure to meet your needs. When you consider which mortgage is best for you, you’ll find that a major factor in your decision is the risk of interest rate changes.

  Learn More »

Factors Affecting the Price of a Home

The size of a house and the number of bathrooms are important in determining its price, but the neighborhood affects the home’s price most. That’s what the National Association of Home Builders found when analyzing the Census Bureau American Housing Survey.

  Learn More »

What Kind of Mortgage Loan is Better for You: Adjustable Rate or Fixed Rate?

Choosing an Adjustable or Fixed Rate Mortgage depends upon your personal financial situation. The descriptions below show how your mortgage choice may affect your finances years into the future.

  Learn More »

Dollar Bank Mortgage Options Are Easy to Live with

Which type of mortgage is right for you?

  Learn More »

Looking for Ways to Reduce Your Downpayment?

If you want to buy a $50,000 home, why can’t you borrow $50,000? After all, you have a steady job and good income - you’re “good for it.”

  Learn More »

Understanding “Points” and Their Impact on Closing Costs

When you apply for a mortgage, you’ll be asked to select from a broad range of options. Part of this process will include selecting a combination of interest rate and "points." A point is an up-front fee, paid at closing, equal to 1% of the amount you borrow.

  Learn More »

Home Inspection

When buying a home, you’ll want to be assured that the property is in good condition. Therefore, you may benefit by requesting a home inspection.

  Learn More »

Home Warranty Benefits Both Buyers and Sellers

With a major investment like your home, you want to leave little to chance. If you’re buying a previously owned home, you’ll want to be sure that the appliances, heating system and cooling system are in good operating order.

  Learn More »

Home Ownership - More Value for Your Housing Dollar

If you’re renting a house or apartment, chances are you’ve thought about buying your own home. But you may not be sure that it makes sense. What are the advantages of home ownership?

  Learn More »

Need Help?

Need Help?

Contact Us Today:
1-800-242-2265
Dollar Bank representatives are available Monday - Friday from 8:00 AM to 8:00 PM.

E-mail Us »

This link redirects you to a website that Dollar Bank does not maintain. To proceed to this website, click the Continue button. To stop and return to the previous page, click the Cancel button.

CONTINUE CANCEL
The launch of our new website is in progress. The following webpages will transition to the new format in the near future. Click Continue below to be directed to Dollar Bank's secure online application.

CONTINUE CANCEL
Click Continue below to be directed to Dollar Bank's secure Online Banking system.

CONTINUE CANCEL
The launch of our new website is in progress. The following webpages will transition to the new format in the near future.

CONTINUE CANCEL