Personal » Insurance » Payment Protection Insurance

Benefits of Payment Protection

Reduces the financial burden on your family.
Your credit rating is also protected by ensuring your loan will not end up in default in the event of your disability or death.

Rates are affordable.
Your monthly premium depends on where you live, your loan amount and the coverage selected. Please contact your local Dollar Bank office for specific rate information.

Application is easy.
Apply for Payment Protection at the time of loan application. Plus, on all loans, your monthly insurance premium is included in your monthly payment.

Eligibility does not usually require a medical exam.
General health questions will be asked at application for Payment Protection.

Its a perfect supplement to existing policies.
Life and long-term disability benefits provided by your employer do not always cover 100% of your take-home pay and may only last for up to six months. You may also have a required waiting period before you receive any payments. Check with your employer for details and to determine if they even offer long-term disability benefits.

Social Security long-term disability has limitations also. Disbursements are capped at a portion of your take-home pay and don’t begin until after six months of filing your claim.

Purchasing additional Payment Protection can help to insure that your debts are repaid while on disability so you can concentrate on regaining your health.*

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