Personal » Borrowing » Refinance

When should I consider refinancing?

There is a rule of thumb as far as an interest rate drop that would make it worth looking at refinancing. If rates drop 1% to 1.5% from the current rate, that is when you should take a look at refinancing.  You should consider the total cost, how long it will take to recoup those costs and how long you actually plan on staying in the house.

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