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Account Information Schedule - IRA Money Market

IRA Money Market Account (Traditional, ROTH, Education) 

ANNUAL PERCENTAGE YIELD: The annual percentage yield reflects the current interest rate and the effect of interest compounding. The interest rate and annual percentage yield may change at any time at the Bank's discretion. 

COMPOUNDING AND CREDITING: Interest on this account will compound daily and be credited monthly. 

MINIMUM TO OPEN: The minimum balance required to open this account is $250. 

BALANCE FOR INTEREST: Interest will be calculated on the daily ledger balance in the account. This method applies a daily periodic rate to the principal in the account each day.

ACCRUAL OF INTEREST ON NONCASH DEPOSITS: Interest on this account will begin to accrue on the business day that the noncash item, such as a check, is deposited. Individual Retirement Accounts are subject to all applicable government rules and regulations. Please consult your tax advisor regarding deposits and withdrawals.

ANNUAL FEE: There is no annual fee for this account. 

MONTHLY SERVICE FEE: There is no monthly service fee and no minimum balance requirement to meet for this account.

PLEASE REFER TO THE "OTHER ACCOUNT FEES" DOCUMENT which is incorporated by reference.

ALL FEES SUBJECT TO CHANGE

Premium IRA Money Market Account

ANNUAL PERCENTAGE YIELD: The annual percentage yield reflects the current interest rate and the effect of interest compounding. The interest rate and annual percentage yield may change at any time at the Bank's discretion.

COMPOUNDING AND CREDITING: Interest on this account will compound daily and be credited monthly.

MINIMUM TO OPEN: The minimum balance required to open this account is $2,500.

BALANCE FOR INTEREST: Interest will be calculated on the daily ledger balance in the account. This method applies a daily periodic rate to the principal in the account each day.

ACCRUAL OF INTEREST ON NONCASH DEPOSITS: Interest on this account will begin to accrue on the business day that the noncash item, such as a check, is deposited. Individual Retirement Arrangement accounts are subject to all applicable government rules and regulations. Please consult your tax advisor regarding deposits and withdrawals.

ANNUAL FEE: There is no annual fee for this account.

MONTHLY SERVICE FEE: A monthly service fee of $25.00 will be charged unless an average monthly balance of $10,000.00 is maintained in the account.

PLEASE REFER TO THE "OTHER ACCOUNT FEES" DOCUMENT which is incorporated by reference.

Dollar Bank Rate Information: 1-800-242-2265

ALL FEES SUBJECT TO CHANGE