Financial Education

Use our calculators to help you consider your finance options.

Our goal is to provide a worthwhile educational experience for students of all ages, from kindergarten to college. The purpose of our program is to help people learn about financial literacy and its application in daily life through a hands-on classroom setting.

Whatever your savings needs are, there is a savings account for you.

Need to save for a vacation, new car, home improvements, an education or retirement? Regardless of your goal, you'll need to start a disciplined savings program that will enable you to have the funds available when you need them.

The average person makes hundreds of purchases each year. Unfortunately, the average person may also unintentionally overdraft their account from time to time. Almost always, such overdrafts are the result of losing track of how much money is in your checking account.

Studies show that children tend to mimic their parents' money management habits. If you show them you pay your bills promptly and put aside money for savings, there's a good chance your kids will, too. 

A quality education is priceless. It provides your child with a competitive advantage when entering the workplace, and will usually help him or her to obtain a better initial salary and advance faster. It’s no secret, however, that a college degree is becoming increasingly difficult to afford.

Most people look forward to spending their “golden years” of retirement relaxing and doing things they didn’t have the time for during their working years. But a financially secure retirement that allows you to enjoy your new found free time doesn’t just happen. It takes much thought and careful planning on your part.

The CD Ladder offers many options to help you reach your goal. It makes saving easy and offers access to your money if you should need it prior to your goal date, or to take advantage of rising interest rates.

If you’re looking for a safe way to accelerate your long-term savings, the CD Ladder with an Extend renewal option is ideal. 

When it comes to important financial documents and valuable belongings (stock and bond certificates, a copy of your will or fine jewelry), you need a secure storage place that will save you from worry.

Direct deposit is the fast, easy and convenient way to receive your pay. It enables your employer to electronically send the funds directly to your financial institution, where they are deposited into the account(s) you specify. By making simple arrangements and completing the necessary forms, your money can be safely deposited to your account.

Between the ages of 59 1/2 and 70 1/2, you can withdraw as much or as little as you want from your IRA account. Any withdrawals made prior to or after that period should carefully be considered to avoid income tax complications.

In 2003, Congress passed the Check 21 Act to prevent disruptions to the process of check collection in the United States. The purpose of the law is to permit collecting banks to transmit checks for payment electronically rather than physically.